When winter begins to loom, safe-keeping your roof is a must. Your roof is most susceptible to receiving the worst damage during the cold months from heavy snowfall and hail–with hail storms being among the worst offenders. Hail repair can often be costly but can be helped by way of homeowners insurance so you can properly fix your home and roof. 

Before disaster comes close to home in the form of a relentless hail storm, find out if home insurance covers roof damage caused by hail and how much it can offer you. 

Hail damage

Hail can cause severe damage to the exterior of your home that can accumulate into costly repairs and become hazardous to your house. If you have asphalt shingles, hail damage will appear as round impact marks, and your shingles will feel strangely soft. In the case of wood shingles, hail damage will cause dents and splits, with your shingles appearing increasingly orange or brown. And finally, if your roof is metal, hail damage will dent the metal as well as the gutters and vents. 

No matter what materials your roof consists of, hail damage can enable water to leak into the insulation and plywood and further cause harm to your roof. Such leaks from a roof that goes undetected can cause mould and mildew to spread amongst your home’s structure, inevitably leading to water damage in your interior and potential ceiling collapse. 

Preventive measures

To avoid roof damages that cause eventual and hazardous structural damage to your home, take preventive measures before hail storms threaten your area. You should begin securing your roof by replacing all the loose or visibly damaged shingles. You can also purchase durable material and class 4 shingles that are made to withstand damages caused by weather extremities like hail storms. 

Homeowners insurance

Most homeowner insurance policies will cover all minor and significant damage caused by hail and high winds. Your homeowner’s insurance policy might include broken windows, damages to siding, and roof damages. Your insurance may also take note of the age of your home and location. If your roof was already in a state of disrepair prior to hail damage, you might have to pay out of pocket. Based on your insurance provider and the damage endured on your roof, you could expect insurance pay ranging from $4000-$12,000. 

Steps to take

In the aftermath of your roof being damaged by hail, you should hold off on repairs and capture the extent of the damages on a camera. You should also promptly contact your insurance provider to inform them of your roof’s state and find out if your roof has sustained substantial enough damage to file a claim. Inquire about the proper steps to take to file a claim in order to get the payment you need to sufficiently fix your roof and exterior from the damage caused by hail and contact Calgary roofing professionals to aid in your roof repair if needed.

Active Exteriors has one mission: to provide the highest quality roofing in Calgary at competitive prices while satisfying our customers’ needs. We have established ourselves as Calgary’s go-to roofing contractors through our industry-setting levels of professionalism, integrity, and fairness. Offering roof replacement and repairs, siding repairs, installation and exterior renovations in Calgary is not just a job for us; its a matter of pride. You’ll experience workmanship that is well worth the value and will transform your property. Contact your trusted roofing company in Calgary at 403-717-0515.

Hailstorms can strike fast and hard, resulting in your home’s roof or exteriors being severely damaged. You’ll find poor insulation, higher energy bills and reduced curb appeal and value are some of the effects of hail damage. 

Getting immediate hail damage repairs in Calgary is necessary for lowering potential costly damages and repairs in the future. But how much will the project cost you? 

We break down the potential costs of hail damage roof repairs by considering factors, the process and how insurance can help you. 

Guide To Hail Damage Repair Costs in Calgary

Initial Assessment Before Costing

You cannot begin any hail damage repairs unless you hire a certified Calgary roofing contractor to undertake a diagnosis.

After a hailstorm, it is best to take pictures of damages that you can directly see (no climbing on the roof!) and then contacting the roofer. 

The roofing professional will inspect the roof and exteriors of your home to determine the extent of the damage and the likely cost of the project. 

At the same time, while this is occurring, it’s best to get in touch with your insurance company. Roof insurance claims can be stressful, but if you want to save money with the project you’ll need to get this process started sooner rather than later. 

What Impacts the Cost? 

Several factors can impact the overall cost of hail damage repairs in Calgary, including:

The extent of the damage and the work required 

  • The more damaged the roof and the exteriors, the more work is required, the more it will cost you. The damage could be as minor as some repairs, or it could be as big as a replacement project. 
Hail damage

The materials of the roof and exteriors 

  • The quality and materials of your roof and exteriors will have a great impact on the final price. The better your material, the more the replacement cost will be. 

The labour costs 

  • The Calgary roofing contractor will charge their own rates when it comes to the work. Their costs will be impacted by their experience, the timeframe of the job and the requirements of the project. 

Does Homeowners Insurance Cover the Cost Of Repair?

Remember before when we mentioned that you should contact your insurance company? Well, it’s important that you do – it can make a difference to your finances. 

If you have homeowner insurance, you should double-check if you have roof and hail storm coverage, which should cover any damage that happened beyond your control. If so, you can expect them to cover most of the repair or replacement cost. 

If you are stressed about handling the complex nature of roof repairs itself, consider speaking to a roofing contractor that offers a roof insurance claim service to help you with your claim. 

Average Cost of Hail Damage Repair in Calgary

List below are some examples of what the average cost of hail damage repairs: 

  • Home Guide states that “the average costs for a new roof in Calgary, based on its materials, ranges from $5,400 and $9,000 for asphalt shingles, $7,858 and $14,412 for metal, $12,000 and $16,000 for wood and cedar, while slate roofs can set you back between $22,200 to $37,000.” 
  • Home Advisor offers similar prices, stating that “the average cost of repairs is $8,761, and can vary between $2,381 and $15,205 depending on the true extent of the damage.”

When your home’s been hit, take proactive steps to ensure it gets repaired quickly. The longer you leave it, the worst the damage will be over the years. 

Active Roofing Exteriors has one mission: to provide the highest quality roofing in Calgary at competitive prices while satisfying our customers’ needs. We have established ourselves as Calgary’s go-to roofing contractors through our industry-setting levels of professionalism, integrity, and fairness. Offering roof replacement and repairs, siding repairs, installation and exterior renovations in Calgary is not just a job for us; it’s a matter of pride. You’ll experience workmanship that is well worth the value and will transform your property. Contact your trusted roofing company in Calgary at 403-717-0515.