Your roof is one of the most important parts of your home, guaranteeing you protection and safety from the outside world. Unfortunately, sometimes those factors from the outside world can negatively affect your roof’s condition and quality. 

Strong winds, snowstorms, and extreme hail storms can damage your roof, severely impacting its quality and condition, making it less safe for you and your family. 

That’s why it’s imperative that when you buy or move into a property that you get roof insurance

What Does Roof Insurance Cover? 

The type of insurance you get for your roof depends on what you want and what the insurance broker offers you. In main cases, there are two types of coverages: 

  • Full Replacement Policy – which covers all aspects of the roof, most notably roof replacements. As stated by The Balance “, it would be known as “full coverage” because it includes the maximum amount of perils (sources of damage) covered as possible and also gives you replacement cost.”
  • Standard limitations, which determine how much money you’ll get back from types of damages, are based on the current cash value of your roof. 
Home Appraiser or Home Inspector surveying roof of property

Most significantly, roofs are based on their depreciation value based on its age. Standard rules state the older your roof, the higher the amount depreciated. 

You should review the entire coverage of the insurance policy to ensure you know what you are covered for and when. Be very meticulous to see what you have coverage for, including if roof repairs or replacement is part of the deal. 

(Learn about how much “Hail Damage Repair Costs in Calgary” right here)

How To Submit a Roofing Claim in Calgary

It’s important to take action if you suspect that your roof has been damaged. The best way to submit a roofing insurance claim

  1. Contact your insurance company and arrange a time for the insurance adjuster to inspect your roof. Meanwhile, you should contact a Calgary roofer, like Active Exteriors, to provide you with a quote. 
  2. The roofing contractor and the insurance company can also work hand-in-hand to handle your roofing repairs or replacement, based on the damage and your insurance policy. 
  3. Once the claim is approved, you will sign a work authorization note from the insurance company and pay any deductible that the insurance company does not cover.
  4. You can also upgrade or change the roofing material and colour choices so you can make it work with your home.  
  5. Once the work is completed, you will sign a Certificate of Completion that is sent to your insurance company to release the final payment on your claim.

It should be noted that every insurance company has their own set of policies and procedures, and this should be treated as a general guideline. Please speak to your insurance company about the details and processes of your policy. 

For more information on how we handle roof insurance claims, please read here or contact us. 

Active Roofing Exteriors has one mission: to provide the highest quality roofing in Calgary at competitive prices while satisfying our customers’ needs. We have established ourselves as Calgary’s go-to roofing contractors through our industry-setting levels of professionalism, integrity, and fairness. Offering roof replacement and repairs, siding repairs, installation and exterior renovations in Calgary is not just a job for us; it’s a matter of pride. You’ll experience workmanship that is well worth the value and will transform your property. Contact your trusted roofing company in Calgary at 403-717-0515.

Flat roofing in Calgary is a popular choice for many residential and commercial properties. Choosing the right roofing material for the flat roof is where property owners get stuck. What works and what doesn’t? 

When considering the different flat roofing materials, you’ll want to know about the lifespan, the quality, the potential price, and the level of maintenance of each of your options. We take a look at the most popular flat roofing options available. 

Best Flat Roofing Options in Calgary 

PVC Roofing

Considered by many as the best flat roofing material available. PVC roofs are made from reinforced membranes that make them resistant to impact damage (particularly for hail damage) and the cracking. Coupled with its low-level maintenance, low-level energy usage and long-lasting durability, there are plenty of benefits to this stunning flat roofing option. It is usually a single-ply layered, which makes it great for commercial roofing. 

Modified Bitumen Roofing 

Considered the more-budget friendly option, modified bitumen still offers a variety of benefits that accompanies its great price. It’s main ingredient is the asphalt membrane as the base of the roof itself, which can be susceptible to cracking and blistering if left unprotected and not maintained. It can last between 10 to 15 years, and might require some additional maintenance, but will hold out if you do the job right. 

Worker preparing part of bitumen roofing felt roll for melting by gas heater torch flame. On the back of the sheath there is the stamp "Made in Italy" product

Metal Roofing

Metal might seem out of place for flat roofing in Calgary, but it is a valuable option to choose from, considering the benefits that come with it. It can last between 20 and 30 years (with proper maintenance), is immune to cracks (great against hail and storms) and it is the strongest material available, thereby reducing the amount of roof repairs required. 

Rubber Roofing 

While not common for flat roofing, rubber roofs are great in terms of durability, strength and damage-resistance. It is environmentally friendly (both in creation and installation), can last between 30 to 40 years, withstanding pretty much anything that you throw at it. Made from used tires, rubber roofs are a great choice for the long-term. But it might set you back a pretty penny. 

Consider Your Options Before Investing

Make sure you take the time to consider your options before investing. Remember that once you start on your flat roofing project, there is no going back. Speak to Calgary roofing contractors with expertise on flat roofing, so they can guide on which material is best for your building needs, requirements and budget. 

Active Roofing Exteriors has one mission: to provide the highest quality roofing in Calgary at competitive prices while satisfying our customers’ needs. We have established ourselves as Calgary’s go-to roofing contractors through our industry-setting levels of professionalism, integrity, and fairness. Offering roof replacement and repairs, siding repairs, installation and exterior renovations in Calgary is not just a job for us; it’s a matter of pride. You’ll experience workmanship that is well worth the value and will transform your property. Contact your trusted roofing company in Calgary at 403-717-0515.

Hailstorms can strike fast and hard, resulting in your home’s roof or exteriors being severely damaged. You’ll find poor insulation, higher energy bills and reduced curb appeal and value are some of the effects of hail damage. 

Getting immediate hail damage repairs in Calgary is necessary for lowering potential costly damages and repairs in the future. But how much will the project cost you? 

We break down the potential costs of hail damage roof repairs by considering factors, the process and how insurance can help you. 

Guide To Hail Damage Repair Costs in Calgary

Initial Assessment Before Costing

You cannot begin any hail damage repairs unless you hire a certified Calgary roofing contractor to undertake a diagnosis.

After a hailstorm, it is best to take pictures of damages that you can directly see (no climbing on the roof!) and then contacting the roofer. 

The roofing professional will inspect the roof and exteriors of your home to determine the extent of the damage and the likely cost of the project. 

At the same time, while this is occurring, it’s best to get in touch with your insurance company. Roof insurance claims can be stressful, but if you want to save money with the project you’ll need to get this process started sooner rather than later. 

What Impacts the Cost? 

Several factors can impact the overall cost of hail damage repairs in Calgary, including:

The extent of the damage and the work required 

  • The more damaged the roof and the exteriors, the more work is required, the more it will cost you. The damage could be as minor as some repairs, or it could be as big as a replacement project. 
Hail damage

The materials of the roof and exteriors 

  • The quality and materials of your roof and exteriors will have a great impact on the final price. The better your material, the more the replacement cost will be. 

The labour costs 

  • The Calgary roofing contractor will charge their own rates when it comes to the work. Their costs will be impacted by their experience, the timeframe of the job and the requirements of the project. 

Does Homeowners Insurance Cover the Cost Of Repair?

Remember before when we mentioned that you should contact your insurance company? Well, it’s important that you do – it can make a difference to your finances. 

If you have homeowner insurance, you should double-check if you have roof and hail storm coverage, which should cover any damage that happened beyond your control. If so, you can expect them to cover most of the repair or replacement cost. 

If you are stressed about handling the complex nature of roof repairs itself, consider speaking to a roofing contractor that offers a roof insurance claim service to help you with your claim. 

Average Cost of Hail Damage Repair in Calgary

List below are some examples of what the average cost of hail damage repairs: 

  • Home Guide states that “the average costs for a new roof in Calgary, based on its materials, ranges from $5,400 and $9,000 for asphalt shingles, $7,858 and $14,412 for metal, $12,000 and $16,000 for wood and cedar, while slate roofs can set you back between $22,200 to $37,000.” 
  • Home Advisor offers similar prices, stating that “the average cost of repairs is $8,761, and can vary between $2,381 and $15,205 depending on the true extent of the damage.”

When your home’s been hit, take proactive steps to ensure it gets repaired quickly. The longer you leave it, the worst the damage will be over the years. 

Active Roofing Exteriors has one mission: to provide the highest quality roofing in Calgary at competitive prices while satisfying our customers’ needs. We have established ourselves as Calgary’s go-to roofing contractors through our industry-setting levels of professionalism, integrity, and fairness. Offering roof replacement and repairs, siding repairs, installation and exterior renovations in Calgary is not just a job for us; it’s a matter of pride. You’ll experience workmanship that is well worth the value and will transform your property. Contact your trusted roofing company in Calgary at 403-717-0515.

Our roofs are an essential part of the overall structure of your home. They keep out the worst weather elements and prevent moisture from covering all of our belongings. As a result, they require the same care and attention as the rest of our home’s components. 

Indeed, roof repairs in Calgary are essential to keep your home looking and functioning at its best. But, can you actually complete these repairs during the winter months?

Winter Roof Repairs in Calgary

Roofs are a collection of layers that work together for a multitude of functions. The insulation layer retains heat, the moisture barrier layer keeps out moisture, and the shingles prevent damage to the structure while helping moisture move to the outer edges. The whole system must be in place for optimal performance.

Therefore, exposing the inner layers during bad weather or winter can present numerous problems. Not the least of which is making the problem worse. But if there is already a leak in your roof, it might still be worthwhile to complete the repair. Although, safety should be your main concern.

Working at heights in slippery conditions and with cold temperatures is a recipe for disaster, so there are two main factors to ensure. First, that the Calgary roof repair is done on a day with good weather. Second, that you leave the repair up to a professional roofing company. 

Ice dams and snow on roof and gutters

Yes, it might sound like a good idea to do the repair yourself, especially if you have worked on roofs in the past. But, it might cause serious injury or further damage. Instead, it is better to find a company that knows what they are doing. Ideally, a company that has prior experience with this type of task.

Why is the experience so necessary? One of the major reasons that most don’t consider is the adhesive used in roofing supplies. Most notably, asphalt shingles have an adhesive strip that sticks tightly to the roof and helps secure it in place before roofing nails are placed. This adhesive will not function properly in cold or humid conditions.

Contact Your Roofing Professional Today

Now that you have a clearer idea of what is necessary to do your roof repairs in winter, there is one last step. Namely, contacting the roofing company that you are going to use for the work. At Active Exteriors, we take pride in delivering high-quality roofing services, and we look forward to hearing from you soon.

Active Roofing Exteriors has one mission: to provide the highest quality roofing in Calgary at competitive prices while satisfying our customers’ needs. We have established ourselves as Calgary’s go-to roofing contractors through our industry-setting levels of professionalism, integrity, and fairness. Offering roof replacement and repairs, siding repairs, installation and exterior renovations in Calgary is not just a job for us; it’s a matter of pride. You’ll experience workmanship that is well worth the value and will transform your property. Contact your trusted roofing company in Calgary at 403-717-0515.